Q: Does applying affect my credit score?

Most financing applications include a soft credit check for pre-qualification , which does not impact your credit score. A full review (hard inquiry) may be required if you move forward.

Q: How fast is approval?

In most cases, approvals are received the same day or within 24 hours . However, flexibility is always advised. Once approved, we can schedule your project quickly.

Question 1

What projects can be financed?

Accepted Answer

Financing is available for:

Landscape Design
Hardscaping

Question 2

How much can I finance?

Accepted Answer

Loan amounts depend on project size & approval, but most customers finance projects ranging from $999 to $100,000.

Question 3

What payments terms are available?

Accepted Answer

We offer flexible terms:

12 months
24 months
36 months
48 months

Longer terms usually mean lower monthly payments.

Question 4

Do I need good credit to apply?

Accepted Answer

Credit is reviewed during the application process. Approval and rates depend on credit history, income, & overall financial profile.

We work with financing partners who may approve a range of credit situations.

Question 5

Does applying affect my credit score?

Accepted Answer

Most financing applications include a soft credit check for pre-qualification, which does not impact your credit score.

A full review (hard inquiry) may be required if you move forward.

Question 6

How fast is approval?

Accepted Answer

In most cases, approvals are received the same day or within 24 hours. However, flexibility is always advised.

Once approved, we can schedule your project quickly.

Question 7

Do I need to pay anything upfront?

Accepted Answer

This depends on the project and financing approval.

In many cases:

A small deposit may be required
The remainder is covered through financing

We will clearly explain all terms before you commit.

Question 8

What happens if I’m not approved?

Accepted Answer

If financing is not approved, you still have options:

Adjusting project scope
Phasing the project over time
Traditional payment plans (case-by-case)

We will always work with you to find a workable solution.

Question 9

Why should I finance my project instead of paying upfront?

Accepted Answer

Financing allows you to:

Complete your project sooner
Avoid delaying important property improvements
Spread costs into manageable monthly payments
Preserve savings or emergency funds

Question 10

How do I get started?

Accepted Answer

Request a Consultation
Review your project quote
Apply for financing
Choose your payment plan
Start your project

Question 11

Which financial institutions do you use for this process?

Accepted Answer

We are open to using multiple institutions, but our preference is always M&T Bank.

Flexible Financing for Your Excavation & Landscaping Needs

Making your dream landscape a reality with convenient payment options.

Affordable Payment Solutions for Quality Landscaping

What projects can be financed?

How much can I finance?

What payments terms are available?

Do I need good credit to apply?

Does applying affect my credit score?

How fast is approval?

Do I need to pay anything upfront?

What happens if I’m not approved?

Why should I finance my project instead of paying upfront?

How do I get started?

Which financial institutions do you use for this process?

Get Started Today

Contact us to learn about our flexible financing solutions & turn your landscape dreams into reality.

Flexible Financing for Your Excavation & Landscaping Needs

Making your dream landscape a reality with convenient payment options.

Affordable Payment Solutions for Quality Landscaping

Frequently asked questions

Question

What projects can be financed?

Question

How much can I finance?

Question

What payments terms are available?

Question

Do I need good credit to apply?

Question

Does applying affect my credit score?

Question

How fast is approval?

Question

Do I need to pay anything upfront?

Question

What happens if I’m not approved?

Question

Why should I finance my project instead of paying upfront?

Question

How do I get started?

Question

Which financial institutions do you use for this process?

Get Started Today

Contact us to learn about our flexible financing solutions & turn your landscape dreams into reality.